Save up to 70% off Life Insurance!


Male Female


Save up to 70%

off Life Insurance!

Male Female

Four Keys to Shopping for Life Insurance Online

As with many other major purchases in life, the Internet has revolutionized the way shop for and purchase the things we need, including life insurance. What was once a time-consuming process that included multiple phone calls and meetings with agents is now as fast as an online search. With a world of information at your fingertips, here are a few keys for a successful online search for life insurance.

Consider the Source

As with many other major purchases in life, the Internet has revolutionized the way shop for and purchase the things we need, including life insurance. What was once a time-consuming process that included multiple phone calls and meetings with agents is now as fast as an online search. With a world of information at your fingertips, here are a few keys for a successful online search for life insurance.

If you receive a premium quote that seems disproportionately low or high, do some comparison shopping, or visit life insurance forums to find out how much others are paying for similar coverage.

Estimate Your Needs

To assure that you do not over or under-insure for your needs, independently estimate an amount that you are comfortable with, and then see how your estimate compares with that of an insurance provider. If your estimate is vastly different from the life insurance company’s estimate, this presents a good opportunity to ask questions about your needs, seek quotes from additional providers, and compare notes with other consumers.

Honesty Gets the Best Policy

When answering questions about your personal health history, be honest. It is well worth some additional searching and a few extra dollars to get a policy that is the best one for you. Imagine paying premiums for years only for your family to find out later that a dishonestly answered question prevents them from receiving the benefit you and they were counting on.

Check Them Out

Always do a little research on the insurance provider before making a final decision. A convenient website for vetting insurance companies is Ambest.com. A little extra time spent checking out an insurance provider before you purchase is worth the peace of mind.